How to Save $1,000: With Free Money Saving Charts (2024)

How to Save $1,000 With Savings Charts

Do you have a goal of saving $1,000? If so, the charts I’ve created below can help you acheive your goal!

First, you need to decide the timeframe in which you need to save the $1,000. I have created charts for 1, 2, 3, 4, 5, 6 months and 1 year that you can choose from.

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If your timeframe differs from these, you can create your own chart as well. You just need to divide the $1,000 by the amount of deposits you will make. I recommend depositing weekly or biweekly. You can also choose to do so monthly, quarterly, yearly, or whenever works best for you.

You simply need to make sure that you are depositing the predetermined amount at each scheduled date. I recommend you set up a separate savings account with your bank to track your balance. It’s also easiest if you can set up automatic transfers from your checking account to the specified savings account.

Automating Your Deposits

The easiest way to save money with these schedules is to set up automatic transfers using your bank account. You can set up your deposit amount to be transferred into your savings on a timely basis. Most banks offer this feature.

For example, if you are saving $1,000 in a year using the weekly schedule, you should schedule $19.23 to transfer from your checking to your savings each week. You would stop the transfers at 52 weeks.

Keep in mind that most of these savings plans have a slightly different amount on the last deposit to make the total savings equal $1,000 exactly.

You can also make your deposits manually. All that matters is that you make the deposits on time and in the amount specified. If you stick to the plan, you’ll have $1,000 saved up!

Free PDF Charts to Track Your $1,000 Savings Goal

Track your saving progress with these free, printable PDF documents! Sign up below to receive my newsletter and get your free downloads and start saving today.

You’ll be sent a zip folder with the following documents:

  • Save $1,000 in a Year weekly chart
  • Save $1,000 in a Year biweekly chart
  • Save $1,000 in 6 Months weekly chart
  • Save $1,000 in 6 Months biweekly chart
  • Save $1,000 in 5 Months weekly chart
  • Save $1,000 in 5 Months biweekly chart
  • Save $1,000 in 4 Months weekly chart
  • Save $1,000 in 4 Months biweekly chart
  • Save $1,000 in 3 Months weekly chart
  • Save $1,000 in 3 Months biweekly chart
  • Save $1,000 in 2 Months weekly chart
  • Save $1,000 in 2 Months biweekly chart
  • Save $1,000 in 1 Months weekly chart
  • Save $1,000 in 1 Months biweekly chart

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How to Save $1,000 in 1 Month

In order to reach a goal of saving $1K in 1 month, you’ll need to save $250 weekly or $500 biweekly. Use the charts below to see the savings schedule.

How to Save $1,000 in 1 Month Weekly Chart

WeekDeposit AmountBalance
1$250.00$250.00
2$250.00$500.00
3$250.00$750.00
4$250.00$1,000.00

How to Save $1,000 in 1 Month Biweekly Chart

WeekDeposit AmountBalance
2$500.00$500.00
4$500.00$1,000.00

How to Save $1,000 in 2 Months

In order to reach a goal of saving $1K in 2 months, you’ll need to save $125 weekly or $250 biweekly. Use the charts below to see the savings schedule.

How to Save $1,000 in 2 Months Weekly Chart

WeekDeposit AmountBalance
1$125.00$125.00
2$125.00$250.00
3$125.00$375.00
4$125.00$500.00
5$125.00$625.00
6$125.00$750.00
7$125.00$875.00
8$125.00$1,000.00

How to Save $1,000 in 2 Months Biweekly Chart

WeekDeposit AmountBalance
2$250.00$250.00
4$250.00$500.00
6$250.00$750.00
8$250.00$1,000.00

How to Save $1,000 in 3 Months

If you don’t have a lot of extra money coming in, saving $1,000 in just 3 months can be challenging. However, if you’re willing to put in extra work, you can make it happen.

You will need about $77 each week or $143 biweekly to hit your goal.

How to Save $1,000 in 3 Months Weekly Chart

WeekDeposit AmountBalance
1$76.93$76.93
2$76.93$153.86
3$76.93$230.79
4$76.93$307.72
5$76.93$384.65
6$76.93$461.58
7$76.93$538.51
8$76.93$615.44
9$76.93$692.37
10$76.93$769.30
11$76.93$846.23
12$76.93$923.16
13$76.84$1,000.00

How to Save $1,000 in 3 Months Biweekly Chart

WeekDeposit AmountBalance
1$142.86$142.86
3$142.86$285.72
5$142.86$428.58
7$142.86$571.44
9$142.86$714.30
11$142.86$857.16
13$142.84$1,000.00

How to Save $1,000 in 4 Months

In order to reach a goal of saving $1K in 4 months, you’ll need to save about $58.82 weekly or $125 biweekly. Use the charts below to see the savings schedule.

How to Save $1,000 in 4 Months Weekly Chart

WeekDeposit AmountBalance
1$58.82$58.82
2$58.82$117.64
3$58.82$176.46
4$58.82$235.28
5$58.82$294.10
6$58.82$352.92
7$58.82$411.74
8$58.82$470.56
9$58.82$529.38
10$58.82$588.20
11$58.82$647.02
12$58.82$705.84
13$58.82$764.66
14$58.82$823.48
15$58.82$882.30
16$58.82$941.12
17$58.88$1,000.00

How to Save $1,000 in 4 Months Biweekly Chart

WeekDeposit AmountBalance
2$125.00$125.00
4$125.00$250.00
6$125.00$375.00
8$125.00$500.00
10$125.00$625.00
12$125.00$750.00
14$125.00$875.00
16$125.00$1,000.00

How to Save $1,000 in 5 Months

In order to reach a goal of saving $1K in 5 months, you’ll need to save $47.62 weekly or $90.91 biweekly. Use the chart below to see the savings schedule. Keep in mind that the last deposit will be different to reach an exact balance.

How to Save $1,000 in 5 Months Weekly Chart

WeekDeposit AmountBalance
1$47.62$47.62
2$47.62$95.24
3$47.62$142.86
4$47.62$190.48
5$47.62$238.10
6$47.62$285.72
7$47.62$333.34
8$47.62$380.96
9$47.62$428.58
10$47.62$476.20
11$47.62$523.82
12$47.62$571.44
13$47.62$619.06
14$47.62$666.68
15$47.62$714.30
16$47.62$761.92
17$47.62$809.54
18$47.62$857.16
19$47.62$904.78
20$47.62$952.40
21$47.60$1,000.00

How to Save $1,000 in 5 Months Biweekly Chart

WeekDeposit AmountBalance
1$90.91$90.91
3$90.91$181.82
5$90.91$272.73
7$90.91$363.64
9$90.91$454.55
11$90.91$545.46
13$90.91$636.37
15$90.91$727.28
17$90.91$818.19
19$90.91$909.10
21$90.90$1,000.00

How to Save $1,000 in 6 Months

Saving up $1,000 in 6 months is a bit harder that saving for a whole year. Twice as hard in fact as your deposits will need to double.

You will need to save up about $38 each week or $76 biweekly to hit this goal.

How to Save $1,000 in 6 Months Weekly Chart

WeekDeposit AmountBalance
1$38.46$38.46
2$38.46$76.92
3$38.46$115.38
4$38.46$153.84
5$38.46$192.30
6$38.46$230.76
7$38.46$269.22
8$38.46$307.68
9$38.46$346.14
10$38.46$384.60
11$38.46$423.06
12$38.46$461.52
13$38.46$499.98
14$38.46$538.44
15$38.46$576.90
16$38.46$615.36
17$38.46$653.82
18$38.46$692.28
19$38.46$730.74
20$38.46$769.20
21$38.46$807.66
22$38.46$846.12
23$38.46$884.58
24$38.46$923.04
25$38.46$961.50
26$38.50$1,000.00

How to Save $1,000 in 6 Months Biweekly Chart

WeekDeposit AmountBalance
2$76.92$76.92
4$76.92$153.84
6$76.92$230.76
8$76.92$307.68
10$76.92$384.60
12$76.92$461.52
14$76.92$538.44
16$76.92$615.36
18$76.92$692.28
20$76.92$769.20
22$76.92$846.12
24$76.92$923.04
26$76.96$1,000.00

How to Save $1,000 in a Year

If you are saving up $1,000 in a year, you have 52 weeks to do so. The amount you deposit will be determined by the frequency of your deposits. Below are charts for weekly and biweekly deposits. You will need to save about $19 a week or $38 biweekly to have $1,000 by the end of a year.

How to Save $1,000 in a Year Weekly Chart

WeekDeposit AmountBalanceWeekDeposit AmountBalance
1$19.23$19.2327$19.23$519.21
2$19.23$38.4628$19.23$538.44
3$19.23$57.6929$19.23$557.67
4$19.23$76.9230$19.23$576.90
5$19.23$96.1531$19.23$596.13
6$19.23$115.3832$19.23$615.36
7$19.23$134.6133$19.23$634.59
8$19.23$153.8434$19.23$653.82
9$19.23$173.0735$19.23$673.05
10$19.23$192.3036$19.23$692.28
11$19.23$211.5337$19.23$711.51
12$19.23$230.7638$19.23$730.74
13$19.23$249.9939$19.23$749.97
14$19.23$269.2240$19.23$769.20
15$19.23$288.4541$19.23$788.43
16$19.23$307.6842$19.23$807.66
17$19.23$326.9143$19.23$826.89
18$19.23$346.1444$19.23$846.12
19$19.23$365.3745$19.23$865.35
20$19.23$384.6046$19.23$884.58
21$19.23$403.8347$19.23$903.81
22$19.23$423.0648$19.23$923.04
23$19.23$442.2949$19.23$942.27
24$19.23$461.5250$19.23$961.50
25$19.23$480.7551$19.23$980.73
26$19.23$499.9852$19.27$1,000.00

How to Save $1,000 in a Year Biweekly Chart

WeekDeposit AmountBalance
2$38.46$38.46
4$38.46$76.92
6$38.46$115.38
8$38.46$153.84
10$38.46$192.30
12$38.46$230.76
14$38.46$269.22
16$38.46$307.68
18$38.46$346.14
20$38.46$384.60
22$38.46$423.06
24$38.46$461.52
26$38.46$499.98
28$38.46$538.44
30$38.46$576.90
32$38.46$615.36
34$38.46$653.82
36$38.46$692.28
38$38.46$730.74
40$38.46$769.20
42$38.46$807.66
44$38.46$846.12
46$38.46$884.58
48$38.46$923.04
50$38.46$961.50
52$38.50$1,000.00

Hit Your $1,000 Savings Goal

It will take some work to reach your savings goal. It’s totally worth it though! Keep your goal in mind and remind yourself why you’re doing this.

$1,000 is a great place to start for an emergency fund. If you are following Dave Ramsey, you’ve probably heard this before. He recommends that you save $1,000 as your first step in his debt program.

What are you saving for? Let me know what you’re saving for in the comments below! I’d love to hear which schedule you’re going with too.

How to Save $1,000: With Free Money Saving Charts (2024)

FAQs

How to save $1,000 easily? ›

Dave Ramsey's 9 Ways To Save Your First $1,000 Fast
  1. Cancel Subscriptions. ...
  2. Bring Your Own Lunch. ...
  3. Avoid Coffee Out. ...
  4. Re-Sell Old Items. ...
  5. Shop at Cheaper Grocery Stores With Rewards Programs. ...
  6. Buy Generic. ...
  7. Join a Carpool. ...
  8. Pick Up a Side Hustle.
Dec 28, 2023

How to do the 1000 saving challenge? ›

This handy savings goal calculator can help you figure out how much you need to save to reach any goal—and we have some ideas below on where that money can come from. To accept the $1,000-savings-in-30-days challenge, you'll need to save $250 a week—just over $35 per day.

How to save $5000 in 3 months with 100 envelopes? ›

The 100-envelope challenge is pretty straightforward: You take 100 envelopes, number each of them and then save the corresponding dollar amount in each envelope. For instance, you put $1 in “Envelope 1,” $2 in “Envelope 2,” and so on. By the end of 100 days, you'll have saved $5,050.

How to save $500 in 30 days? ›

For something as short-term as this, it may be easier to set smaller, daily goals in order to make saving a part of your daily routine. In order to save $500 in 30 days, you would roughly need to save $17 per day, and this can be a combination of cutting back on spending and making extra money.

How to save $5000 in 100 days? ›

It works like this: Gather 100 envelopes and number them from 1 to 100. Each day, fill up one envelope with the amount of cash corresponding to the number on the envelope. You can fill up the envelopes in order or pick them at random. After you've filled up all the envelopes, you'll have a total savings of $5,050.

How to save $5,000 ASAP? ›

Ways To Save $5,000 in a Year
  1. “Chunk” Your Savings. The first step to saving $5,000 in a year is to break down your savings goal into manageable portions. ...
  2. Automate Your Savings. ...
  3. Save in a High-Yield Saving Account. ...
  4. Track Your Cash Flow. ...
  5. Boost Your Earnings. ...
  6. Declutter for Cash. ...
  7. Evaluate Your Subscriptions. ...
  8. Challenge Yourself.

How to save 1k in 30 days? ›

11 Easy Ways to Save $1,000 in 30 Days
  1. Create a Budget. ...
  2. Automate Your Savings. ...
  3. Create a Savings Bingo Sheet. ...
  4. Negotiate Your Bills. ...
  5. Separate Wants From Needs. ...
  6. Plan Your Meals. ...
  7. Buy Generic Brands. ...
  8. Cancel Unnecessary Subscriptions.
Sep 26, 2023

How to save $10,000 fast? ›

6 steps to save $10,000 in a year
  1. Evaluate income and expenses. To make room for saving, you'll need a meticulous budget that outlines all your sources of income and all your expenditures. ...
  2. Make an actionable savings plan. ...
  3. Cut unnecessary expenses. ...
  4. Increase your income. ...
  5. Avoid new debt. ...
  6. Invest wisely.
Apr 2, 2024

What is the 100 envelope saving hack? ›

The saving hack, with a hashtag that's gained over 150 million views on TikTok, asks users to label envelopes 1 through 100 with the intention of chronologically filling up each envelope with the dollar amount of said envelope. In other words, on Day 50, you'd grab envelope 50 and put $50 in it.

What is the envelope budget trick? ›

To begin, a good rule to follow is the 50/30/20 method: 50% of funds go to needs, 30% wants and 20% to financial goals. Make an envelope for each category that applies: rent, utilities, phone bill, gas, groceries, emergency, savings and leisure. Put aside cash in each envelope corresponding to the amount used.

What is the envelope savings method? ›

The concept is simple: Take a few envelopes, write a specific expense category on each one — like groceries, rent or student loans — and then put the money you plan to spend on those things into the envelopes. Traditionally, people have used the envelope system on a monthly basis, using actual cash and envelopes.

What is the 52-week money challenge? ›

The 52-week money challenge involves saving an increasing amount of money each week for one year. The challenge can be adjusted to fit personal financial circ*mstances and goals. Opening a high-yield savings account and utilizing automated savings features can help make the challenge more manageable and successful.

How can I save $5000 with the 52 week money challenge? ›

Here are a few more ways to save $5,000 by the end of 2023:
  1. Save $96.16 every week.
  2. Save $192.31 every two weeks.
  3. Save $416.67 every month.
  4. Save $1,250 every quarter.
  5. Save $2,500 every six months.
Jan 5, 2023

How can I save $1500 in 3 months? ›

To achieve the $1,500 goal, save according to today instead of a week. That means $1 for day 1, $2 for day 2, and so on. If you do this for 90 days, you can expect to have saved up to $4,186. An amount more significant than your original target.

What is the 50/30/20 rule? ›

The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings. The savings category also includes money you will need to realize your future goals.

How quickly can you save $1000? ›

Breaking down the amount you need to save in shorter intervals can help you make concrete changes to your monthly budget and make the end goal more tangible. If you wanted to save $1,000 in three months, for example, you'd need to save roughly $84 per week.

What is the $1000 a month rule? ›

One example is the $1,000/month rule. Created by Wes Moss, a Certified Financial Planner, this strategy helps individuals visualize how much savings they should have in retirement. According to Moss, you should plan to have $240,000 saved for every $1,000 of disposable income in retirement.

How can I turn $1000 into $10000 fast? ›

6 Ways to Turn $1000 into $10000
  1. Invest in Real Estate.
  2. Invest in Stocks and ETFs.
  3. Get Out of Debt Now.
  4. Start an Online Business.
  5. Retail Arbitrage.
  6. Invest in Yourself.
Jan 23, 2024

How to make $1,000 dollars quickly? ›

Here are some great ways to make $1000 fast, in a week or less:
  1. Make Deliveries.
  2. Drive for Uber or Lyft.
  3. Take Online Surveys.
  4. Start Freelancing.
  5. Earn Cash Back When You Shop.
  6. Sell Stuff.
  7. Sell Jewelry You Don't Want.
  8. Maximize Bank Bonuses.
Jan 11, 2024

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